Privacy Policy

Last updated: Monday, 19th January 2026

M/s. Universal Management and Consultancy (“we”, “our”, “us”) respects your privacy and is committed to protecting the personal information shared by you while using our website and services. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or interact with us for loan advisory and consultancy services.

1. Information We Collect

We may collect the following types of information when you visit our website, fill out a form, or contact us:

  • Personal details such as name, mobile number, email address, city, and occupation

  • Financial and professional information required for loan assessment (only when voluntarily shared)

  • Technical data such as IP address, browser type, device information, and pages visited

  • Any other information you choose to share with us via forms, email, WhatsApp, or phone calls

2. How We Use Your Information

The information collected is used strictly for legitimate business purposes, including:

  • To understand your loan requirements and provide suitable advisory services

  • To contact you regarding loan options, documentation, and process updates

  • To improve our website, services, and customer experience

  • To comply with legal, regulatory, or contractual obligations

  • For internal records, analytics, and service improvement

We do not sell or rent your personal information to third parties.

3. Information Sharing & Disclosure

Your information may be shared only under the following circumstances:

  • With trusted partner banks, NBFCs, or financial institutions only for loan processing, with your consent

  • With professional associates (such as CAs, legal advisors) strictly for documentation or compliance support

  • When required by law, court order, or government authorities

We ensure that such parties handle your data with confidentiality and care.

4. Data Security

M/s. Universal Management and Consultancy takes reasonable and appropriate measures to protect your personal information against unauthorized access, misuse, loss, or disclosure. While we strive to use commercially acceptable means to protect your data, no method of transmission over the internet is 100% secure.

5. Cookies & Tracking Technologies

Our website may use cookies or similar technologies to enhance user experience and analyze website traffic. You can choose to disable cookies through your browser settings; however, some features of the website may not function optimally.

6. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of such external sites. We encourage users to review the privacy policies of those websites before sharing any information.

7. Your Consent

By using our website or contacting us through any mode, you consent to the collection and use of your information in accordance with this Privacy Policy.

8. Updates to This Privacy Policy

We may update this Privacy Policy from time to time without prior notice. Any changes will be posted on this page, and the updated date will be revised accordingly. Continued use of our website constitutes acceptance of the updated policy.

9. Contact Information

If you have any questions or concerns regarding this Privacy Policy or the handling of your personal information, you may contact us at:

M/s. Universal Management and Consultancy
📍 SCO-69, 2nd Floor, World Street, Sector-79, Faridabad – 121004 (Delhi-NCR)
📧 Email: info@loansafal.com
📞 Phone: +91 9599 483 799